First introduced in 1974, the Individual Retirement Account (IRA) has been a preferred way for U.S. citizens to save money for retirement. Although the rules governing IRAs have changed over the years, the basic idea behind an IRA remains the same in, namely, to provide IRA holders tax advantages that encourage them to save for [...]

As tax time nears, a new report commissioned from IRC, commissioned by Greene IRA, shows a continued decline in Americans’ participation in Individual Retirement Accounts. The study, released in full today, shows an ever-widening gap between what average US citizens are saving for retirement and what they need to retire comfortably. As a result, Americans [...]

Greene IRA has commissioned a new study from Investment Company Research to examine the role of IRAs in Americans’ retirement preparedness. The  study is the first comprehensive survey of it’s kind to be completed since 2008. It shows an alarming and continued drop in adoption of Individual Retirement Accounts as an investment vehicle. It show [...]

The first thing you need to know about your 2011 IRA is that the final contribution deadline doesn’t happen until 2012. The IRS allows you to contribute to the previous year up until the normal federal tax deadline. Typically, this falls on April 15th, but because that falls on a Sunday this tax season, the [...]

Roth IRA Contribution Rules 2012 & Income Limits

October 28, 2011

What’s new with Roth IRA rules in 2012? Be sure to bookmark this page for reference. First, let’s recap the Roth IRA maximum contribution limits. These vary depending on your age, and the 2012 rules haven’t changed significantly since the 2011 Roth Income Limits. Basically, if you are under fifty in 2012, the most the [...]

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Is a Roth IRA Right for You? Open One Now

November 30, 2010

Are you wondering how to open a Roth IRA, but not sure where to start? Everyone knows you should save for retirement and open a Roth IRA account, but so few of us actually do. The reason…perhaps it’s too difficult or you lack the information. Or perhaps it’s too time consuming or too costly. Whatever [...]

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2012 Simple IRA Contribution Limits Rules

October 21, 2010

Do you know your Simple IRA contribution limits for 2011 and 2012? They are much different than your standard IRA contribution rules. When people contribute to a Simple IRA, as opposed to a Roth IRA contributions or traditional account they do so through employer contributions and contributions involving reductions in salaries. Simple IRA contributions can [...]

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2012 401k Contribution Maximum Limits

October 19, 2010

New IRS Rules for This Year. 401k contribution limits and withdrawal rules are changing both in the years 2011 and 2012. This is important because 401ks, along with Roth IRAs, are the most popular retirement savings plans. These types of retirement plans are have similarities to regular IRA limits in that they plans are administered [...]

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Roth IRA Income Limits for 2011

September 20, 2010

This article covers 2011 Roth IRA income limits for contributions. For 2012, see the article 2012 Roth rules. As it turns out, 2011 is a big year for IRAs because of a current rule that allows for rollovers from traditional IRAs to the more desirable Roth IRAs. For this reason, it is important to know [...]

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2012 SEP IRA Contribution Maximums

August 26, 2010

SEP IRA contribution limits for 2011 and 2012 are changing. SEP’s are Simplified Employee Pension (plans).  You can benefit from a SEP IRA if you own a small business or are self-employed.  The federal government rules let you use an SEP plan as an easy way to contribute to your employees’ retirement savings or your [...]

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